**

Tipos de Créditos Mercantiles

  • Línea de Crédito: Es una cantidad de dinero revisable que el Banco o un acreedor establece para que un cliente pueda usarlo para cubrir sus necesidades de capital.
  • Tarjeta de Crédito: Es un instrumento de financiamiento a corto plazo que permite a los clientes comprar productos y servicios y pagar más tarde.
  • Préstamos Comerciales: Es una cuenta de mayor tamaño, en la cual el Banco presta fondos a una empresa para financiar sus proyectos comerciales, acciones de capital y gastos operativos.
  • Descuento de Letras y Pagarés: Se trata de una forma de financiación mediante una entidad bancaria. El Banco adelanta el importe de los pagos por los títulos, descontando un porcentaje de los intereses devengados sobre el saldo adeudado.
  • Factoring: El Banco o la entidad financiera adquiere el cartera de cuentas por cobrar de una empresa, la cual se compromete a pagar cierta cantidad a la entidad, imponiendo como garantía el riesgo de crédito de los clientes.
  • Crédito Documentario: Es una forma de financiación garantizada por un banco, mediante el cual una parte (exportador) se compromete a proveer mercancías a un cliente (importador) y te otorga una garantía de crédito.
Espero que te hayan servido:)
Ejemplos De Creditos Mercantiles
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  1. Does Human Growth Hormone (HGH) Slow Aging?

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